2026 Capital Markets Forecast: Non-Agency Growth, Pricing Certainty, and the New Mortgage Playbook

Link to Watch episode https://www.youtube.com/watch?v=oH_wZrfPh-w&t=23s

This episode of The FinTech Hunting Podcast delivers a no-fluff, high-impact breakdown of what mortgage professionals need to know to stay competitive in today’s rapidly evolving market.

Host Michael Hammond is joined by Eloise Schmitz, CEO and Co-Founder of LoanNEX, for an expert analysis on the forces reshaping mortgage lending in 2026 — from non-agency momentum and pricing execution to investor eligibility and tech-driven innovation.

If you’re in lending, capital markets, or fintech, this isn’t just another industry update — it’s your playbook for the year ahead.

What You’ll Learn in This Episode:

Why non-agency originations doubled year over year — and what’s driving the shift

How execution certainty is reshaping loan officer strategies and secondary market decisions

Behind the numbers: 11,000+ users across 400+ lenders on the LoanNEX platform

The rise of exception-based workflows — and why 30% of non-QM volume depends on it

How stable mortgage rates near 6% are reigniting borrower activity

The role of ICE Technology’s Encompass, TPO Connect, MeridianLink, and Laramac in modern pricing engines

Growth in unique loan programs: doctor loans, investment properties, cannabis income underwriting

Where capital markets innovation is heading in 2026 — and what lenders must do now

Who This Episode is For:

Secondary marketing teams focused on pricing strategy and investor execution

Loan officers needing better tools to compete in the non-agency space

Fintech leaders tracking tech stack integrations and lock desk automation

Mortgage executives shaping 2026 strategy in a volatile lending landscape

Anyone looking to understand the real-world impact of capital markets transformation.

“Execution certainty isn’t just a pricing tool. It’s a market differentiator.”
— Eloise Schmitz, CEO, LoanNEX

Stay informed. Get ahead.
This is your insider view of what’s next in mortgage lending.

Learn more at: https://loannex.com

 

James Booe

VP of Product and Integration Manager

As VP Product and Integration Manager, James Booe leads our partner integration initiatives at LoanNEX. His experience aligning business objectives with customer needs provides LoanNEX with deeper expertise to deliver exceptional value to our clients.


With over 8 years of experience at EllieMae, Inc./ICE Mortgage Technology, including 6 years as the Product Manager for EPPS, James’ experience brings LoanNEX valuable insights into our client’s needs.